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The UnitedHealthcare StudentResources offers a K-12 Student Insurance Health Plan exclusively for school-aged children from 5 to 18 years of age (4-18 in Texas) through participating schools. Every year my son comes home with a little brochure highlighting some key points and until recently I have never really looked at the brochure. I knew it covered children without health insurance, but didn’t realize this could be used as a co-insurance option for those of us who already have insurance. For example, if my employer’s insurance has a $1000 deductible per person and I take my son to the emergency room, I am required to pay the first $1000 out-of-pocket. The K012 health plan will reimburse me for my child’s eligible medical expenses after only a $50/year deductible. Makes sense, doesn’t it?

The K-12 Health Plan Advanges:

• 24-Hour protection for eligible injuries and sickness, at home or at school
• Unrestricted choice of medical providers (Doctors, Hospitals, etc…)
• Open enrollment throughout the school year and summer
• Parents can enroll their student at any point in the year [July 1 – June 30]
• Same Day Enrollment/Coverage
• Can combine with other health insurance for extra protection
• $50 deductible per policy year
• Easy online enrollment in minutes

On a budget? How to protect your child for less than the price of a daily school lunch

• The K-12 health plan is designed to be affordable – rates have not increased since 2006.

($588 per policy year or $147 quarterly or $98 every 2 months) That equates to $1.61 per day.

• Parents can pay 2 months at a time to make it easier on their budget.

To see if a (your) district is participating and learn more, visit www.K12LearnMore.com and click on Plans & Pricing tab. Then enter your school district name (or just a few letters) and state. Click View Plan Materials to review the Health Plan/Injury and Sickness Coverage page.

When ready to enroll, click the Enroll Now button and follow these 4 easy steps:

1. Complete some information about the child,

2. Select the Injury and Sickness plan,

3. Create an account,

4. Make a payment by credit card or e-check.

Disclosure: This post was paid for by UnitedHealthcare StudentResources.